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, RI

ZIP 02817 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 02817

Median Home Value
$500,500
Median Rent
$1,970
Affordability Snapshot
$138,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$3,215/mo PITI).

17%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.6x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

21.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 02817 in RI, a household would need roughly $138,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,215. That is roughly in line with the local median household income ($137,485). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
82.6%+26% vs US avg
x
Vacancy Rate
4.3%-58% vs US avg
x
Broadband Access
97.0%+11% vs US avg
x
4+ Bedrooms
1.6%-90% vs US avg
x
Built Pre-1939
1.4%-89% vs US avg
x
Built Post-2014
0.8%-89% vs US avg
x
Rent Burden >30%
2.9%-94% vs US avg
x
Mortgage-Free
34.9%-9% vs US avg
x
$500,500
Home Value
$1,970
Rent
1989
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached82.2%
  • 1-unit attached3.3%
  • 2-9 units8.3%
  • 10+ units4.2%
  • Mobile home & other2.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$500,500
Median rent$1,970
Owner-occupied82.6%
Vacant4.3%
Price-to-income3.6x
Est. income to buy$138,000