Median home value is about $1,181,700 — about 239% above the U.S. median home value ($348,079).
Housing tenure and rents show median gross rent around $2,085 (about 79% above the U.S. median rent ($1,163)), and owner-occupancy near 83.4% (about 18.0 points above the national owner-occupancy rate (65.4%)).
To comfortably buy a median-priced home in ZIP 01890 in Winchester, MA, a household would need roughly $325,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $7,591. That is about 49% above the local median household income ($218,176), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.