Median home value is about $151,400 — about 57% below the U.S. median home value ($348,079).
Housing tenure and rents show median gross rent around $617 (about 47% below the U.S. median rent ($1,163)), and owner-occupancy near 76.5% (about 11.1 points above the national owner-occupancy rate (65.4%)).
To comfortably buy a median-priced home in ZIP 00987 in Carolina zona urbana, PR, a household would need roughly $42,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $973. That is roughly in line with the local median household income ($40,295). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.