Median home value is about $160,200 — about 54% below the U.S. median home value ($348,079).
Housing tenure and rents show median gross rent around $515 (about 56% below the U.S. median rent ($1,163)), and owner-occupancy near 77.3% (about 11.9 points above the national owner-occupancy rate (65.4%)).
To comfortably buy a median-priced home in ZIP 00778 in Gurabo zona urbana, PR, a household would need roughly $44,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,029. That is roughly in line with the local median household income ($39,564). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.