Median home value is about $161,200 — about 54% below the U.S. median home value ($348,079).
Housing tenure and rents show median gross rent around $439 (about 62% below the U.S. median rent ($1,163)), and owner-occupancy near 73.5% (about 8.1 points above the national owner-occupancy rate (65.4%)).
To comfortably buy a median-priced home in ZIP 00976 in Trujillo Alto zona urbana, PR, a household would need roughly $44,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,036. That is about 16% above the local median household income ($38,087), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.