Highest climate-risk ZIP codes in North Dakota
Top 25 highest FEMA NRI climate-risk counties in North Dakota (one representative ZIP per county). #1 is 58503 (Bismarck) at score 85.1. Compare hazard exposure on US5.
FEMA’s National Risk Index is published at the county level on US5, so every ZIP in the same county shares the same composite score. This board shows one representative ZIP per county (the most populous code in that county) ranked by NRI — a relative signal of natural-hazard exposure for planning and insurance context.
Highest county scores on this board: Burleigh County (58503) at 85.1; Cass County (58103) at 82.4; Ward County (58701) at 64.8.
Open a representative ZIP for flood, wildfire, and hurricane component scores, plus a plain-language risk summary.
Open any ZIP for a full demographics, income, and housing profile, or return to the North Dakota state page for the complete ZIP table.
Ranked counties (representative ZIP)
FEMA NRI is county-level data. Each row shows the most populous ZIP in that county as a representative entry.
| # | ZIP | City | County | NRI risk score | Population | Income | Home value |
|---|---|---|---|---|---|---|---|
| 1 | 58503 | Bismarck | Burleigh County | 85.1 | 37,081 | $105,108 | $383,300 |
| 2 | 58103 | Fargo | Cass County | 82.4 | 48,520 | $57,699 | $239,200 |
| 3 | 58701 | Minot | Ward County | 64.8 | 32,868 | $75,329 | $270,200 |
| 4 | 58538 | Cannon Ball | Sioux County | 62.1 | 2,179 | $39,545 | $82,400 |
| 5 | 58201 | Grand Forks | Grand Forks County | 57.7 | 42,003 | $69,120 | $274,000 |
| 6 | 58801 | Williston | Williams County | 53.7 | 33,969 | $90,119 | $279,800 |
| 7 | 58316 | Shell Valley | Rolette County | 52.9 | 5,902 | $54,611 | $82,300 |
| 8 | 58554 | Mandan | Morton County | 49.6 | 29,175 | $82,168 | $266,900 |
| 9 | 58401 | Jamestown | Stutsman County | 46.4 | 17,294 | $59,187 | $208,400 |
| 10 | 58072 | Valley City | Barnes County | 45.9 | 8,061 | $66,603 | $170,500 |
| 11 | 58552 | Linton | Emmons County | 44.3 | 1,460 | $64,352 | $106,100 |
| 12 | 58540 | Garrison | McLean County | 43.1 | 2,986 | $75,625 | $257,800 |
| 13 | 58601 | Dickinson | Stark County | 37.3 | 29,680 | $81,008 | $269,200 |
| 14 | 58075 | Wahpeton | Richland County | 35.3 | 8,887 | $64,161 | $178,800 |
| 15 | 58495 | Wishek | McIntosh County | 35.2 | 1,203 | $71,548 | $104,700 |
| 16 | 58237 | Grafton | Walsh County | 29.0 | 5,051 | $68,056 | $154,900 |
| 17 | 58854 | Watford City | McKenzie County | 25.0 | 9,345 | $88,234 | $387,700 |
| 18 | 58370 | Fort Totten | Benson County | 24.3 | 1,187 | $66,583 | $83,300 |
| 19 | 58763 | New Town | Mountrail County | 21.4 | 4,229 | $64,743 | $219,500 |
| 20 | 58220 | Cavalier | Pembina County | 20.9 | 2,215 | $61,875 | $165,900 |
| 21 | 58318 | Bottineau | Bottineau County | 18.7 | 3,843 | $84,150 | $218,000 |
| 22 | 58301 | Devils Lake | Ramsey County | 18.3 | 10,046 | $58,688 | $205,200 |
| 23 | 58474 | Oakes | Dickey County | 15.8 | 2,739 | $66,900 | $165,900 |
| 24 | 58533 | Elgin | Grant County | 14.8 | 911 | $38,500 | $110,300 |
| 25 | 58545 | Hazen | Mercer County | 13.9 | 3,278 | $73,229 | $208,400 |
Frequently asked questions
Which areas in North Dakota have the highest climate or disaster risk?
FEMA NRI scores are county-level on US5. Burleigh County ranks near the top at 85.1 (representative ZIP 58503). Higher scores indicate greater relative natural-hazard exposure.
How does US5 rank ZIP codes in North Dakota?
We rank one representative ZIP per county (highest population in the county) by FEMA NRI composite score from high to low. NRI is county-level data, so all ZIPs in a county share the same score.
Where can I explore all ZIP codes in North Dakota?
Visit the North Dakota state page for the full ZIP table, demographics summary, and sortable income/housing columns.