Easiest ZIP codes to buy in Minnesota
Top 25 easiest ZIP codes to buy into in Minnesota by price-to-income ratio. #1 is 56142 (Ivanhoe) at about 1.3x. Compare buy-in affordability on US5.
These ZIP codes have the lowest median home price-to-income ratios in Minnesota — a practical “buy-in difficulty” signal that combines local home values with local earnings.
Lowest ratios on this board: 56142 (Ivanhoe) at about 1.3x; 56671 (Little Rock) at about 1.4x; 55750 (Hoyt Lakes) at about 1.4x.
Open a ZIP page for an illustrative “estimated income to buy” figure based on a transparent mortgage model (down payment, rate, taxes, and insurance assumptions).
Open any ZIP for a full demographics, income, and housing profile, or return to the Minnesota state page for the complete ZIP table.
Ranked ZIP codes
| # | ZIP | City | County | Price-to-income | Population | Income | Home value |
|---|---|---|---|---|---|---|---|
| 1 | 56142 | Ivanhoe | Lincoln County | 1.3x | 1,062 | $65,987 | $87,800 |
| 2 | 56671 | Little Rock | Clearwater County | 1.4x | 3,139 | $53,750 | $74,400 |
| 3 | 55750 | Hoyt Lakes | St. Louis County | 1.4x | 2,078 | $64,653 | $90,800 |
| 4 | 56285 | Sacred Heart | Renville County | 1.5x | 1,047 | $82,750 | $123,800 |
| 5 | 55753 | Keewatin | Itasca County | 1.5x | 1,197 | $50,407 | $76,900 |
| 6 | 56144 | Jasper | Rock County | 1.5x | 1,146 | $53,077 | $81,300 |
| 7 | 56208 | Appleton | Swift County | 1.5x | 2,097 | $56,196 | $86,700 |
| 8 | 56223 | Clarkfield | Yellow Medicine County | 1.6x | 1,403 | $65,250 | $101,400 |
| 9 | 56270 | Morton | Renville County | 1.6x | 1,208 | $64,286 | $103,700 |
| 10 | 56244 | Hancock | Stevens County | 1.7x | 1,739 | $82,841 | $137,500 |
| 11 | 56181 | Welcome | Martin County | 1.7x | 1,303 | $59,821 | $99,700 |
| 12 | 56137 | Heron Lake | Jackson County | 1.7x | 1,091 | $68,500 | $114,400 |
| 13 | 56152 | Lamberton | Redwood County | 1.7x | 1,381 | $73,542 | $126,100 |
| 14 | 56296 | Wheaton | Traverse County | 1.7x | 1,861 | $57,051 | $98,600 |
| 15 | 55310 | Bird Island | Renville County | 1.8x | 1,386 | $81,667 | $144,100 |
| 16 | 56584 | Twin Valley | Norman County | 1.8x | 1,360 | $70,398 | $125,600 |
| 17 | 55706 | Babbitt | St. Louis County | 1.8x | 1,827 | $60,096 | $107,600 |
| 18 | 56097 | Wells | Faribault County | 1.9x | 3,593 | $63,646 | $118,000 |
| 19 | 56437 | Bertha | Todd County | 1.9x | 1,409 | $59,313 | $110,000 |
| 20 | 56150 | Lakefield | Jackson County | 1.9x | 2,863 | $69,224 | $128,500 |
| 21 | 56164 | Pipestone | Pipestone County | 1.9x | 5,573 | $71,550 | $133,300 |
| 22 | 55918 | Brownsdale | Mower County | 1.9x | 1,119 | $79,125 | $147,700 |
| 23 | 56284 | Renville | Renville County | 1.9x | 2,099 | $75,417 | $141,800 |
| 24 | 56010 | Amboy | Blue Earth County | 1.9x | 1,087 | $83,854 | $158,400 |
| 25 | 56088 | Truman | Martin County | 1.9x | 2,063 | $70,568 | $134,200 |
Frequently asked questions
Which ZIP codes in Minnesota are easiest to buy into?
By median home price-to-income ratio, 56142 (Ivanhoe) ranks near the top at about 1.3x. Lower ratios generally mean local incomes go further against local home prices.
How does US5 rank ZIP codes in Minnesota?
We rank indexable ZIP codes with both income and home-value data by lowest median home price-to-income ratio (with a population floor).
Where can I explore all ZIP codes in Minnesota?
Visit the Minnesota state page for the full ZIP table, demographics summary, and sortable income/housing columns.