Median home value is about $46,000 — about 87% below the U.S. median home value ($348,079).
Housing tenure and rents show median gross rent around $228 (about 80% below the U.S. median rent ($1,163)), and owner-occupancy near 63.3% (about 2.1 points below the national owner-occupancy rate (65.4%)).
To comfortably buy a median-priced home in ZIP 99682 in Beluga, AK, a household would need roughly $13,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $295. That sits below the local median household income ($58,333), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.