ZIP Code 99664 — Bear Creek CDP, AK Demographics & Data

ZIP code 99664 covers Bear Creek, AK in Kenai Peninsula Borough with a population of about 4,296.

At a glance, the area shows median age of 43.2 versus a U.S. median of about 38.9.

It sits in telephone area code 907; U.S. House district AK-00; the ANCHORAGE media market.

Median household income in ZIP 99664 is about $83,101 — about 11% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 7.6%; unemployment rate near 6.1%; 39.4% of adults with a bachelor’s degree or higher (about 5.7 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Public administration, Healthcare, and Education; about 6.7% of workers reporting work-from-home (about 8.5 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $335,500 — about 4% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,068 (about 8% below the U.S. median rent ($1,163)), and owner-occupancy near 67.8% (about 2.4 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 99664 in Bear Creek, AK, a household would need roughly $92,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,155. That is roughly in line with the local median household income ($83,101). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Climate normals for Bear Creek CDP, AK show little to no average snow and around 69.7 inches of annual precipitation.

IRS migration statistics show a net inflow of about 171 for ZIP 99664 (Bear Creek CDP, AK) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.