ZIP Code 99180 — Cusick town, WA Demographics & Data

ZIP code 99180 covers Cusick, WA in Pend Oreille County with a population of about 613.

At a glance, the area shows median age of 40.5 versus a U.S. median of about 38.9.

It sits in telephone area code 509; U.S. House district WA-5; the SPOKANE media market.

Median household income in ZIP 99180 is about $56,667 — about 25% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 7.8%; unemployment rate near 18.3%; 14.4% of adults with a bachelor’s degree or higher (about 19.3 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Agriculture, Public administration, and Healthcare; about 16.1% of workers reporting work-from-home (roughly in line with the U.S. share (15.2%)); a mean commute of about 120.0 minutes (U.S. average near 26.8).

Median home value is about $360,000 — about 3% above the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 77.2% (about 11.8 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 99180 in Cusick, WA, a household would need roughly $99,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,313. That is about 75% above the local median household income ($56,667), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Cusick town, WA as Very Low (composite score 28.0), which is relatively lower than many U.S. communities. The strongest component scores on US5 are wildfire (76.9) and flood (54.3). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Cusick town, WA show little to no average snow and around 27.5 inches of annual precipitation.

IRS migration statistics show a net inflow of about 33 for ZIP 99180 (Cusick town, WA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.