ZIP Code 99153 — Metaline Falls town, WA Demographics & Data

ZIP code 99153 covers Metaline Falls, WA in Pend Oreille County with a population of about 428.

At a glance, the area shows median age of 58.2 versus a U.S. median of about 38.9.

It sits in telephone area code 509; U.S. House district WA-5; the SPOKANE media market.

Metaline Falls, WA fits a retirement-oriented profile (older median age or known retirement-community context). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 99153 is about $43,750 — about 42% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 4.7%; unemployment rate near 8.4%; 14.8% of adults with a bachelor’s degree or higher (about 18.9 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Retail trade, Education, and Wholesale trade; about 9.7% of workers reporting work-from-home (about 5.5 points below the U.S. share (15.2%)); a mean commute of about 102.0 minutes (U.S. average near 26.8).

Median home value is about $267,200 — about 23% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $560 (about 52% below the U.S. median rent ($1,163)), and owner-occupancy near 58.4% (about 7.0 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 99153 in Metaline Falls, WA, a household would need roughly $74,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,716. That is about 69% above the local median household income ($43,750), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Metaline Falls town, WA as Very Low (composite score 28.0), which is relatively lower than many U.S. communities. The strongest component scores on US5 are wildfire (76.9) and flood (54.3). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Metaline Falls town, WA show little to no average snow and around 28.2 inches of annual precipitation.

IRS migration statistics show a net inflow of about 23 for ZIP 99153 (Metaline Falls town, WA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.