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Bothell city, WA

ZIP 98021 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Wealthy AreaLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 98021

Median Home Value
$902,800
Median Rent
$2,310
Affordability Snapshot
$249,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$5,799/mo PITI).

16%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

5.2x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

32.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 98021 in Bothell city, WA, a household would need roughly $249,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $5,799. That is about 44% above the local median household income ($172,559), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
79.3%+21% vs US avg
x
Vacancy Rate
4.1%-60% vs US avg
x
Broadband Access
97.1%+12% vs US avg
x
4+ Bedrooms
10.1%-32% vs US avg
x
Built Pre-1939
0.6%-95% vs US avg
x
Built Post-2014
3.8%-44% vs US avg
x
Rent Burden >30%
21.9%-56% vs US avg
x
Mortgage-Free
28.6%-25% vs US avg
x
$902,800
Home Value
$2,310
Rent
1996
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached75.5%
  • 1-unit attached3.9%
  • 2-9 units6.7%
  • 10+ units6.6%
  • Mobile home & other7.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$902,800
Median rent$2,310
Owner-occupied79.3%
Vacant4.1%
Price-to-income5.2x
Est. income to buy$249,000