ZIP Code 98021 — Bothell city, WA Demographics & Data

ZIP code 98021 covers Bothell, WA in Snohomish County with a population of about 35,445.

At a glance, the area shows median age of 37.7 (near the U.S. median).

It sits in telephone area code 425; U.S. House district WA-1; the SEATTLE - TACOMA media market.

Bothell, WA sits in a university / college context (near cascadia college (2.3 mi)). Expect stronger interest in student housing, rentals, walkability, transit, and a younger adult age mix versus typical suburban ZIPs.

Median household income in ZIP 98021 is about $172,559 — about 130% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 5.2%; unemployment rate near 3.8%; 59.9% of adults with a bachelor’s degree or higher (about 26.2 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Professional services, Manufacturing, and Retail trade; about 31.1% of workers reporting work-from-home (about 15.9 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $902,800 — about 159% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $2,310 (about 99% above the U.S. median rent ($1,163)), and owner-occupancy near 79.3% (about 13.9 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 98021 in Bothell, WA, a household would need roughly $249,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $5,799. That is about 44% above the local median household income ($172,559), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Bothell city, WA as Relatively High (composite score 97.9), which is among the highest nationally. The strongest component scores on US5 are flood (95.7) and wildfire (61.5). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Bothell city, WA show little to no average snow and around 37.8 inches of annual precipitation.

IRS migration statistics show a net inflow of about 1,904 for ZIP 98021 (Bothell city, WA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.