ZIP Code 97439 — Florence city, OR Demographics & Data

ZIP code 97439 covers Florence, OR in Lane County with a population of about 15,643.

At a glance, the area shows median age of 61.9 versus a U.S. median of about 38.9.

It sits in telephone area codes 458, 541; U.S. House district OR-4; the EUGENE media market.

Florence, OR fits a retirement-oriented profile (high share of residents 65+ (44.0%)). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 97439 is about $58,576 — about 22% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 10.5%; unemployment rate near 6.6%; 26.9% of adults with a bachelor’s degree or higher (about 6.8 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Food services, Retail trade, and Healthcare; about 13.6% of workers reporting work-from-home (about 1.6 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $364,600 — about 5% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,076 (about 7% below the U.S. median rent ($1,163)), and owner-occupancy near 71.1% (about 5.7 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 97439 in Florence, OR, a household would need roughly $100,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,342. That is about 71% above the local median household income ($58,576), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Florence city, OR as Relatively High (composite score 96.4), which is among the highest nationally. The strongest component scores on US5 are flood (97.2) and wildfire (68.7). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Florence city, OR show little to no average snow and around 75.5 inches of annual precipitation.

IRS migration statistics show a net inflow of about 794 for ZIP 97439 (Florence city, OR) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.