ZIP Code 97404 — Santa Clara CDP, OR Demographics & Data

ZIP code 97404 covers Santa Clara, OR in Lane County with a population of about 33,356.

At a glance, the area shows median age of 41.4 versus a U.S. median of about 38.9.

It sits in telephone area codes 458, 541; U.S. House district OR-4; the EUGENE media market.

Median household income in ZIP 97404 is about $80,355 — about 7% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 10.9%; unemployment rate near 5.3%; 32.6% of adults with a bachelor’s degree or higher (about 1.1 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Retail trade, and Manufacturing; about 15.7% of workers reporting work-from-home (roughly in line with the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $397,700 — about 14% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,219 (about 5% above the U.S. median rent ($1,163)), and owner-occupancy near 69.9% (about 4.5 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 97404 in Santa Clara, OR, a household would need roughly $109,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,555. That is about 36% above the local median household income ($80,355), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Santa Clara CDP, OR as Relatively High (composite score 96.4), which is among the highest nationally. The strongest component scores on US5 are flood (97.2) and wildfire (68.7). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Santa Clara CDP, OR show little to no average snow and around 40.8 inches of annual precipitation.

IRS migration statistics show a net inflow of about 1,693 for ZIP 97404 (Santa Clara CDP, OR) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.