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Yamhill city, OR

ZIP 97148 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 97148

Median Home Value
$532,200
Median Rent
$1,435
Affordability Snapshot
$147,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$3,419/mo PITI).

18%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

5.5x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

30.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 97148 in Yamhill city, OR, a household would need roughly $147,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,419. That is about 51% above the local median household income ($97,150), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 11% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
82.9%+27% vs US avg
x
Vacancy Rate
11.4%+10% vs US avg
x
Broadband Access
91.0%+5% vs US avg
x
4+ Bedrooms
3.3%-78% vs US avg
x
Built Pre-1939
2.5%-81% vs US avg
x
Built Post-2014
1.5%-78% vs US avg
x
Rent Burden >30%
26.0%-48% vs US avg
x
Mortgage-Free
37.9%-1% vs US avg
x
$532,200
Home Value
$1,435
Rent
1991
Year Built
2008
Moved In

Residents have lived here since ~2008 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached63.8%
  • 1-unit attached0.9%
  • 2-9 units3.7%
  • 10+ units0.0%
  • Mobile home & other31.6%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$532,200
Median rent$1,435
Owner-occupied82.9%
Vacant11.4%
Price-to-income5.5x
Est. income to buy$147,000