ZIP Code 97148 — Yamhill city, OR Demographics & Data

ZIP code 97148 covers Yamhill, OR in Yamhill County with a population of about 3,125.

At a glance, the area shows median age of 36.7 versus a U.S. median of about 38.9.

It sits in telephone area codes 503, 971; U.S. House district OR-6; the PORTLAND, OR media market.

Median household income in ZIP 97148 is about $97,150 — about 29% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 10.0%; unemployment rate near 0.9%; 22.0% of adults with a bachelor’s degree or higher (about 11.7 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Manufacturing, Agriculture, and Construction; about 7.3% of workers reporting work-from-home (about 7.9 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $532,200 — about 53% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,435 (about 23% above the U.S. median rent ($1,163)), and owner-occupancy near 82.9% (about 17.5 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 97148 in Yamhill, OR, a household would need roughly $147,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,419. That is about 51% above the local median household income ($97,150), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Yamhill city, OR as Relatively Moderate (composite score 82.9), which is elevated versus much of the country. The strongest component scores on US5 are flood (74.1) and wildfire (52.1). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Yamhill city, OR show little to no average snow.

IRS migration statistics show a net inflow of about 159 for ZIP 97148 (Yamhill city, OR) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.