Median home value is about $704,900 — about 103% above the U.S. median home value ($348,079).
Housing tenure and rents show median gross rent around $1,693 (about 46% above the U.S. median rent ($1,163)), and owner-occupancy near 91.0% (about 25.5 points above the national owner-occupancy rate (65.4%)).
To comfortably buy a median-priced home in ZIP 97130 in Manzanita, OR, a household would need roughly $194,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $4,528. That is about 138% above the local median household income ($81,587), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.