ZIP Code 97112 — Pacific City CDP, OR Demographics & Data

ZIP code 97112 covers Pacific City, OR in Tillamook County with a population of about 2,108.

At a glance, the area shows median age of 46.4 versus a U.S. median of about 38.9.

It sits in telephone area codes 503, 971; U.S. House district OR-1; the PORTLAND, OR media market.

Median household income in ZIP 97112 is about $54,188 — about 28% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 15.6%; unemployment rate near 4.4%; 17.6% of adults with a bachelor’s degree or higher (about 16.1 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Education, Food services, and Healthcare; about 8.3% of workers reporting work-from-home (about 6.9 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $429,300 — about 23% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,124 (about 3% below the U.S. median rent ($1,163)), and owner-occupancy near 73.0% (about 7.6 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 97112 in Pacific City, OR, a household would need roughly $118,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,758. That is about 118% above the local median household income ($54,188), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Pacific City CDP, OR as Relatively Moderate (composite score 81.3), which is elevated versus much of the country. The strongest component scores on US5 are flood (76.3) and wildfire (43.6). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Pacific City CDP, OR show little to no average snow and around 79.7 inches of annual precipitation.

IRS migration statistics show a net inflow of about 107 for ZIP 97112 (Pacific City CDP, OR) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.