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ZIP 96788 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle Class

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 96788

Median Home Value
$923,100
Median Rent
$1,726
Affordability Snapshot
$254,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$5,930/mo PITI).

18%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

7.9x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

44.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 96788, a household would need roughly $254,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $5,930. That is about 118% above the local median household income ($116,296), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
59.2%-10% vs US avg
x
Vacancy Rate
2.0%-80% vs US avg
x
Broadband Access
91.8%+6% vs US avg
x
4+ Bedrooms
7.5%-49% vs US avg
x
Built Pre-1939
3.3%-74% vs US avg
x
Built Post-2014
0.6%-91% vs US avg
x
Rent Burden >30%
26.5%-47% vs US avg
x
Mortgage-Free
31.5%-18% vs US avg
x
$923,100
Home Value
$1,726
Rent
1986
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached90.4%
  • 1-unit attached5.4%
  • 2-9 units1.5%
  • 10+ units2.7%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$923,100
Median rent$1,726
Owner-occupied59.2%
Vacant2.0%
Price-to-income7.9x
Est. income to buy$254,000