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ZIP Code 96788 — undefined, undefined Demographics & Data

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle Class

At a glance

Population
7,240
Density
N/A
Median income
$116,296
+55% vs US avg
Home value
$923,100
+165% vs US avg
Median rent
$1,726
+48% vs US avg
Timezone
N/A

Overview of ZIP Code 96788

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What to know about ZIP 96788

ZIP code 96788 covers ZIP 96788 with a population of about 7,240.

At a glance, the area shows median age of 48.4 versus a U.S. median of about 38.9.

It sits in the HONOLULU media market.

Income and economy in ZIP 96788

Median household income in ZIP 96788 is about $116,296 — about 55% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 14.3%; unemployment rate near 7.6%; 34.0% of adults with a bachelor’s degree or higher (roughly in line with the national share (33.7%)).

Labor and commute patterns include leading industry context around Education, Construction, and Healthcare; about 6.1% of workers reporting work-from-home (about 9.1 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Housing and affordability in ZIP 96788

Median home value is about $923,100 — about 165% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,726 (about 48% above the U.S. median rent ($1,163)), and owner-occupancy near 59.2% (about 6.2 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 96788, a household would need roughly $254,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $5,930. That is about 118% above the local median household income ($116,296), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.