ZIP Code 96757 — Kualapuu CDP, HI Demographics & Data

ZIP code 96757 covers Kualapuu, HI in Maui County with a population of about 800.

At a glance, the area shows median age of 37.3 versus a U.S. median of about 38.9.

It sits in telephone area code 808; U.S. House district HI-2; the HONOLULU media market.

On socioeconomic markers, US5 shows a poverty rate of 13.0%; unemployment rate near 10.9%; 28.0% of adults with a bachelor’s degree or higher (about 5.7 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Education, Administrative support, and Food services; about 12.2% of workers reporting work-from-home (about 3.0 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $419,200 — about 20% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,375 (about 18% above the U.S. median rent ($1,163)), and owner-occupancy near 75.5% (about 10.0 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 96757 in Kualapuu, HI, a household would need roughly $115,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,693. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Kualapuu CDP, HI as Relatively Moderate (composite score 93.1), which is among the highest nationally. The strongest component scores on US5 are wildfire (95.3) and flood (93.7). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Kualapuu CDP, HI show little to no average snow and around 21.7 inches of annual precipitation.

IRS migration statistics show a net inflow of about 39 for ZIP 96757 (Kualapuu CDP, HI) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.