ZIP Code 95951 — Hamilton City CDP, CA Demographics & Data

ZIP code 95951 covers Hamilton City, CA in Glenn County with a population of about 2,743.

At a glance, the area shows median age of 26.1 versus a U.S. median of about 38.9.

It sits in telephone area code 530; U.S. House district CA-1; the CHICO - REDDING media market.

Median household income in ZIP 95951 is about $71,331 — about 5% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 6.3%; unemployment rate near 9.0%; 11.0% of adults with a bachelor’s degree or higher (about 22.7 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Retail trade, Agriculture, and Healthcare; about 2.0% of workers reporting work-from-home (about 13.2 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $313,800 — about 10% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $752 (about 35% below the U.S. median rent ($1,163)), and owner-occupancy near 64.5% (roughly in line with the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 95951 in Hamilton City, CA, a household would need roughly $86,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,016. That is about 21% above the local median household income ($71,331), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Hamilton City CDP, CA as Relatively Low (composite score 74.4), which is elevated versus much of the country. The strongest component scores on US5 are wildfire (91.8) and flood (42.3). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Hamilton City CDP, CA show little to no average snow and around 27.4 inches of annual precipitation.

IRS migration statistics show a net inflow of about 135 for ZIP 95951 (Hamilton City CDP, CA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.