ZIP Code 95942 — Forest Ranch CDP, CA Demographics & Data

ZIP code 95942 covers Forest Ranch, CA in Butte County with a population of about 2,190.

At a glance, the area shows median age of 44.1 versus a U.S. median of about 38.9.

It sits in telephone area code 530; U.S. House district CA-1; the CHICO - REDDING media market.

Forest Ranch, CA ranks among higher-income / higher-home-value communities on US5 (very high median household income (~$153,270)). Searchers often dig into housing affordability stretch, private schools, and neighborhood comparisons rather than entry-level rentals.

Median household income in ZIP 95942 is about $153,270 — about 104% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 3.6%; unemployment rate near 6.5%; 34.4% of adults with a bachelor’s degree or higher (roughly in line with the national share (33.7%)).

Labor and commute patterns include leading industry context around Construction, Healthcare, and Retail trade; about 5.6% of workers reporting work-from-home (about 9.6 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $508,300 — about 46% above the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 93.4% (about 28.0 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 95942 in Forest Ranch, CA, a household would need roughly $140,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,265. That is roughly in line with the local median household income ($153,270). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Forest Ranch CDP, CA as Relatively Moderate (composite score 93.9), which is among the highest nationally. The strongest component scores on US5 are wildfire (98.5) and flood (93.2). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Forest Ranch CDP, CA show little to no average snow and around 66.0 inches of annual precipitation.

IRS migration statistics show a net inflow of about 108 for ZIP 95942 (Forest Ranch CDP, CA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.