ZIP Code 95914 — Bangor CDP, CA Demographics & Data

ZIP code 95914 covers Bangor, CA in Butte County with a population of about 459.

At a glance, the area shows median age of 63.5 versus a U.S. median of about 38.9.

It sits in telephone area code 530; U.S. House district CA-1; the CHICO - REDDING media market.

Bangor, CA fits a retirement-oriented profile (high share of residents 65+ (46.8%)). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 95914 is about $84,688 — about 13% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 14.8%; unemployment rate near 15.0%; 26.7% of adults with a bachelor’s degree or higher (about 7.0 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Retail trade, Other services, and Transportation; about 27.9% of workers reporting work-from-home (about 12.7 points above the U.S. share (15.2%)); a mean commute of about 93.0 minutes (U.S. average near 26.8).

Median home value is about $424,200 — about 22% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,050 (about 10% below the U.S. median rent ($1,163)), and owner-occupancy near 85.4% (about 20.0 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 95914 in Bangor, CA, a household would need roughly $117,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,725. That is about 38% above the local median household income ($84,688), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Bangor CDP, CA as Relatively Moderate (composite score 93.9), which is among the highest nationally. The strongest component scores on US5 are wildfire (98.5) and flood (93.2). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Bangor CDP, CA show little to no average snow and around 46.3 inches of annual precipitation.

IRS migration statistics show a net inflow of about 23 for ZIP 95914 (Bangor CDP, CA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.