ZIP Code 95701 — Alta CDP, CA Demographics & Data

ZIP code 95701 covers Alta, CA in Placer County with a population of about 1,077.

At a glance, the area shows median age of 52.9 versus a U.S. median of about 38.9.

It sits in telephone area code 530; U.S. House district CA-3; the SACRAMNTO - STKTN - MODESTO media market.

Median household income in ZIP 95701 is about $96,750 — about 29% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 6.3%; unemployment rate near 6.6%; 35.2% of adults with a bachelor’s degree or higher (about 1.5 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Public administration, and Retail trade; about 29.3% of workers reporting work-from-home (about 14.1 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $512,000 — about 47% above the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 92.3% (about 26.9 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 95701 in Alta, CA, a household would need roughly $141,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,289. That is about 46% above the local median household income ($96,750), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Alta CDP, CA as Relatively Moderate (composite score 93.1), which is among the highest nationally. The strongest component scores on US5 are wildfire (98.7) and flood (95.8). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Alta CDP, CA show little to no average snow and around 62.4 inches of annual precipitation.

IRS migration statistics show a net inflow of about 53 for ZIP 95701 (Alta CDP, CA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.