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Guinda CDP, CA

ZIP 95637 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 95637

Median Home Value
$1,011,900
Median Rent
N/A
Affordability Snapshot
$279,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$6,500/mo PITI).

7.5x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

To comfortably buy a median-priced home in ZIP 95637 in Guinda CDP, CA, a household would need roughly $279,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $6,500. That is about 107% above the local median household income ($134,663), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
74.6%+14% vs US avg
x
Vacancy Rate
6.8%-34% vs US avg
x
Broadband Access
94.3%+8% vs US avg
x
4+ Bedrooms
0.0%
x
Built Pre-1939
8.4%-34% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
64.4%+30% vs US avg
x
Mortgage-Free
64.4%+69% vs US avg
x
$1,011,900
Home Value
N/A
Rent
1973
Year Built
2000
Moved In

Residents have lived here since ~2000 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached77.9%
  • 1-unit attached0.0%
  • 2-9 units0.0%
  • 10+ units0.0%
  • Mobile home & other22.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$1,011,900
Median rent$-666,666,666
Owner-occupied74.6%
Vacant6.8%
Price-to-income7.5x
Est. income to buy$279,000