ZIP Code 95637 — Guinda CDP, CA Demographics & Data

ZIP code 95637 covers Guinda, CA in Yolo County with a population of about 374.

At a glance, the area shows median age of 64.5 versus a U.S. median of about 38.9.

It sits in telephone area codes 369, 707; U.S. House district CA-4; the SACRAMNTO - STKTN - MODESTO media market.

Guinda, CA fits a retirement-oriented profile (high share of residents 65+ (47.9%)). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 95637 is about $134,663 — about 79% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 34.5%; unemployment rate near 0.0%; 30.9% of adults with a bachelor’s degree or higher (about 2.8 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Other services, Agriculture, and Utilities; about 17.8% of workers reporting work-from-home (about 2.6 points above the U.S. share (15.2%)); a mean commute of about 129.0 minutes (U.S. average near 26.8).

Median home value is about $1,011,900 — about 191% above the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 74.6% (about 9.2 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 95637 in Guinda, CA, a household would need roughly $279,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $6,500. That is about 107% above the local median household income ($134,663), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Guinda CDP, CA as Relatively Moderate (composite score 91.4), which is among the highest nationally. The strongest component scores on US5 are flood (89.6) and wildfire (87.0). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Guinda CDP, CA show little to no average snow and around 29.9 inches of annual precipitation.

IRS migration statistics show a net inflow of about 18 for ZIP 95637 (Guinda CDP, CA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.