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Bonny Doon CDP, CA

ZIP 95060 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 95060

Median Home Value
$1,189,300
Median Rent
$2,180
Affordability Snapshot
$327,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$7,640/mo PITI).

25%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

11.2x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

45.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 95060 in Bonny Doon CDP, CA, a household would need roughly $327,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $7,640. That is about 208% above the local median household income ($106,040), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
51.9%-21% vs US avg
x
Vacancy Rate
9.4%-9% vs US avg
x
Broadband Access
94.8%+9% vs US avg
x
4+ Bedrooms
3.4%-77% vs US avg
x
Built Pre-1939
7.8%-39% vs US avg
x
Built Post-2014
0.3%-96% vs US avg
x
Rent Burden >30%
35.1%-29% vs US avg
x
Mortgage-Free
33.7%-12% vs US avg
x
$1,189,300
Home Value
$2,180
Rent
1970
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached59.7%
  • 1-unit attached7.7%
  • 2-9 units17.4%
  • 10+ units12.9%
  • Mobile home & other2.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$1,189,300
Median rent$2,180
Owner-occupied51.9%
Vacant9.4%
Price-to-income11.2x
Est. income to buy$327,000