US5.com
  1. Home
  2. States
  3. California
  4. ZIP 93926
  5. Housing & Real Estate
Gonzales city, CA

ZIP 93926 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 93926

Median Home Value
$597,600
Median Rent
$1,383
Affordability Snapshot
$165,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$3,839/mo PITI).

21%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

7.7x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

36.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 93926 in Gonzales city, CA, a household would need roughly $165,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,839. That is about 113% above the local median household income ($77,418), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
55.7%-15% vs US avg
x
Vacancy Rate
2.2%-78% vs US avg
x
Broadband Access
95.3%+10% vs US avg
x
4+ Bedrooms
1.3%-91% vs US avg
x
Built Pre-1939
13.7%+7% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
23.4%-53% vs US avg
x
Mortgage-Free
32.9%-14% vs US avg
x
$597,600
Home Value
$1,383
Rent
1980
Year Built
2010
Moved In

Residents have lived here since ~2010 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached69.2%
  • 1-unit attached5.3%
  • 2-9 units11.9%
  • 10+ units10.6%
  • Mobile home & other2.9%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$597,600
Median rent$1,383
Owner-occupied55.7%
Vacant2.2%
Price-to-income7.7x
Est. income to buy$165,000