ZIP Code 93704 — Fresno city, CA Demographics & Data

ZIP code 93704 covers Fresno, CA in Fresno County with a population of about 29,172.

At a glance, the area shows median age of 37.7 (near the U.S. median).

It sits in telephone area code 559; U.S. House district CA-21; the FRESNO - VISALIA media market.

Fresno, CA sits in a university / college context (near fresno city college (2.1 mi)). Expect stronger interest in student housing, rentals, walkability, transit, and a younger adult age mix versus typical suburban ZIPs.

Median household income in ZIP 93704 is about $69,659 — about 7% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 16.9%; unemployment rate near 8.4%; 34.8% of adults with a bachelor’s degree or higher (about 1.1 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Education, and Retail trade; about 15.6% of workers reporting work-from-home (roughly in line with the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $366,000 — about 5% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,158 (about even with the U.S. median rent ($1,163)), and owner-occupancy near 54.3% (about 11.1 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 93704 in Fresno, CA, a household would need roughly $101,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,351. That is about 45% above the local median household income ($69,659), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Fresno city, CA as Relatively High (composite score 99.3), which is among the highest nationally. The strongest component scores on US5 are flood (98.7) and wildfire (98.4). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Fresno city, CA show little to no average snow and around 11.0 inches of annual precipitation.

IRS migration statistics show a net inflow of about 1,436 for ZIP 93704 (Fresno city, CA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.