ZIP Code 93630 — Kerman city, CA Demographics & Data

ZIP code 93630 covers Kerman, CA in Fresno County with a population of about 21,352.

At a glance, the area shows median age of 30.7 versus a U.S. median of about 38.9.

It sits in telephone area code 559; U.S. House district CA-13; the FRESNO - VISALIA media market.

Median household income in ZIP 93630 is about $60,388 — about 20% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 21.7%; unemployment rate near 8.3%; 14.6% of adults with a bachelor’s degree or higher (about 19.2 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Agriculture, Healthcare, and Retail trade; about 4.3% of workers reporting work-from-home (about 10.9 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $343,400 — about even with the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $981 (about 16% below the U.S. median rent ($1,163)), and owner-occupancy near 51.8% (about 13.6 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 93630 in Kerman, CA, a household would need roughly $95,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,206. That is about 57% above the local median household income ($60,388), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Kerman city, CA as Relatively High (composite score 99.3), which is among the highest nationally. The strongest component scores on US5 are flood (98.7) and wildfire (98.4). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Kerman city, CA show little to no average snow and around 11.3 inches of annual precipitation.

IRS migration statistics show a net inflow of about 1,051 for ZIP 93630 (Kerman city, CA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.