ZIP Code 93604 — Bass Lake CDP, CA Demographics & Data

ZIP code 93604 covers Bass Lake, CA in Madera County with a population of about 518.

At a glance, the area shows median age of 49.0 versus a U.S. median of about 38.9.

It sits in telephone area codes 209, 350, 559; U.S. House district CA-5; the FRESNO - VISALIA media market.

Bass Lake, CA ranks among higher-income / higher-home-value communities on US5 (very high median household income (~$181,375)). Searchers often dig into housing affordability stretch, private schools, and neighborhood comparisons rather than entry-level rentals.

Median household income in ZIP 93604 is about $181,375 — about 141% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 16.4%; unemployment rate near 0.0%; 62.0% of adults with a bachelor’s degree or higher (about 28.3 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Public administration, and Professional services; about 6.8% of workers reporting work-from-home (about 8.4 points below the U.S. share (15.2%)); a mean commute of about 165.0 minutes (U.S. average near 26.8).

Median home value is about $1,043,300 — about 200% above the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 100.0% (about 34.6 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 93604 in Bass Lake, CA, a household would need roughly $287,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $6,702. That is about 58% above the local median household income ($181,375), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Bass Lake CDP, CA as Relatively High (composite score 96.4), which is among the highest nationally. The strongest component scores on US5 are wildfire (99.4) and flood (94.0). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Bass Lake CDP, CA show little to no average snow and around 33.0 inches of annual precipitation.

IRS migration statistics show a net inflow of about 25 for ZIP 93604 (Bass Lake CDP, CA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.