ZIP Code 93286 — Woodlake city, CA Demographics & Data

ZIP code 93286 covers Woodlake, CA in Tulare County with a population of about 10,516.

At a glance, the area shows median age of 32.3 versus a U.S. median of about 38.9.

It sits in telephone area code 559; U.S. House district CA-20; the FRESNO - VISALIA media market.

Median household income in ZIP 93286 is about $47,242 — about 37% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 23.0%; unemployment rate near 9.8%; 11.7% of adults with a bachelor’s degree or higher (about 22.0 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Agriculture, Retail trade, and Manufacturing; about 9.0% of workers reporting work-from-home (about 6.2 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $288,300 — about 17% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $812 (about 30% below the U.S. median rent ($1,163)), and owner-occupancy near 53.2% (about 12.2 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 93286 in Woodlake, CA, a household would need roughly $79,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,852. That is about 67% above the local median household income ($47,242), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Woodlake city, CA as Relatively High (composite score 97.0), which is among the highest nationally. The strongest component scores on US5 are flood (98.1) and wildfire (98.0). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Woodlake city, CA show little to no average snow and around 14.1 inches of annual precipitation.

IRS migration statistics show a net inflow of about 518 for ZIP 93286 (Woodlake city, CA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.