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Silverado CDP, CA

ZIP 92676 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 92676

Median Home Value
$797,000
Median Rent
$1,688
Affordability Snapshot
$219,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$5,120/mo PITI).

18%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

7.0x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

39.3 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 92676 in Silverado CDP, CA, a household would need roughly $219,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $5,120. That is about 92% above the local median household income ($114,167), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
89.8%+37% vs US avg
x
Vacancy Rate
5.4%-47% vs US avg
x
Broadband Access
98.6%+13% vs US avg
x
4+ Bedrooms
8.9%-40% vs US avg
x
Built Pre-1939
14.7%+15% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
36.0%-28% vs US avg
x
Mortgage-Free
20.7%-46% vs US avg
x
$797,000
Home Value
$1,688
Rent
1947
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached91.7%
  • 1-unit attached3.2%
  • 2-9 units1.3%
  • 10+ units3.5%
  • Mobile home & other0.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$797,000
Median rent$1,688
Owner-occupied89.8%
Vacant5.4%
Price-to-income7.0x
Est. income to buy$219,000