ZIP Code 92676 — Silverado CDP, CA Demographics & Data

ZIP code 92676 covers Silverado, CA in Orange County with a population of about 1,967.

At a glance, the area shows median age of 44.2 versus a U.S. median of about 38.9.

It sits in telephone area codes 657, 714; U.S. House district CA-40; the LOS ANGELES media market.

Silverado, CA aligns with a tech / corporate-campus profile (high remote-work / education / income profile or known campus context). Broadband quality, remote-work share, and nearby employer campuses often matter as much as classic residential stats.

Median household income in ZIP 92676 is about $114,167 — about 52% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 10.1%; unemployment rate near 3.1%; 51.5% of adults with a bachelor’s degree or higher (about 17.8 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Professional services, Manufacturing, and Education; about 23.5% of workers reporting work-from-home (about 8.3 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $797,000 — about 129% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,688 (about 45% above the U.S. median rent ($1,163)), and owner-occupancy near 89.8% (about 24.3 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 92676 in Silverado, CA, a household would need roughly $219,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $5,120. That is about 92% above the local median household income ($114,167), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Silverado CDP, CA as Very High (composite score 99.8), which is among the highest nationally. The strongest component scores on US5 are flood (99.8) and wildfire (99.8). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Silverado CDP, CA show little to no average snow and around 13.1 inches of annual precipitation.

IRS migration statistics show a net inflow of about 97 for ZIP 92676 (Silverado CDP, CA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.