Median home value is about $1,018,100 — about 192% above the U.S. median home value ($348,079).
Housing tenure and rents show median gross rent around $2,494 (about 114% above the U.S. median rent ($1,163)), and owner-occupancy near 72.5% (about 7.1 points above the national owner-occupancy rate (65.4%)).
To comfortably buy a median-priced home in ZIP 92129 in San Diego, CA, a household would need roughly $280,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $6,540. That is about 83% above the local median household income ($152,626), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.