ZIP Code 91948 — Mount Laguna CDP, CA Demographics & Data

ZIP code 91948 covers Mount Laguna, CA in San Diego County with a population of about 123.

At a glance, the area shows median age of 27.4 versus a U.S. median of about 38.9.

It sits in telephone area codes 619, 858; U.S. House district CA-48; the SAN DIEGO media market.

On socioeconomic markers, US5 shows a poverty rate of 13.0%; unemployment rate near 34.7%; 69.2% of adults with a bachelor’s degree or higher (about 35.5 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Retail trade and Public administration; a mean commute of about 32.0 minutes (U.S. average near 26.8).

Median home value is about $273,400 — about 21% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 100.0% (about 34.6 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 91948 in Mount Laguna, CA, a household would need roughly $75,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,756. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Mount Laguna CDP, CA as Very High (composite score 99.7), which is among the highest nationally. The strongest component scores on US5 are wildfire (100.0) and flood (99.7). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Mount Laguna CDP, CA show little to no average snow and around 17.6 inches of annual precipitation.

IRS migration statistics show a net inflow of about 6 for ZIP 91948 (Mount Laguna CDP, CA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.