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Moapa Valley CDP, NV

ZIP 89040 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 89040

Median Home Value
$282,400
Median Rent
$924
Affordability Snapshot
$78,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,814/mo PITI).

15%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.7x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

25.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 89040 in Moapa Valley CDP, NV, a household would need roughly $78,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,814. That is roughly in line with the local median household income ($75,714). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 19% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
70.2%+7% vs US avg
x
Vacancy Rate
18.9%+84% vs US avg
x
Broadband Access
84.0%-3% vs US avg
x
4+ Bedrooms
8.2%-45% vs US avg
x
Built Pre-1939
3.6%-72% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
15.4%-69% vs US avg
x
Mortgage-Free
44.4%+16% vs US avg
x
$282,400
Home Value
$924
Rent
1989
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached61.2%
  • 1-unit attached0.7%
  • 2-9 units6.2%
  • 10+ units2.7%
  • Mobile home & other29.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$282,400
Median rent$924
Owner-occupied70.2%
Vacant18.9%
Price-to-income3.7x
Est. income to buy$78,000