ZIP Code 89040 — Moapa Valley CDP, NV Demographics & Data

ZIP code 89040 covers Moapa Valley, NV in Clark County with a population of about 3,842.

At a glance, the area shows median age of 42.2 versus a U.S. median of about 38.9.

It sits in telephone area codes 702, 725; U.S. House district NV-4; the LAS VEGAS media market.

Moapa Valley, NV matches a tourism / travel destination profile (tourism/destination place names). Search demand here often clusters around weather, landmarks, short stays, and local services — the live 7-day forecast on this page is especially useful for trip planning.

Median household income in ZIP 89040 is about $75,714 — about even with the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 10.5%; unemployment rate near 3.6%; 16.9% of adults with a bachelor’s degree or higher (about 16.8 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Education, Construction, and Retail trade; about 7.6% of workers reporting work-from-home (about 7.6 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $282,400 — about 19% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $924 (about 21% below the U.S. median rent ($1,163)), and owner-occupancy near 70.2% (about 4.8 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 89040 in Moapa Valley, NV, a household would need roughly $78,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,814. That is roughly in line with the local median household income ($75,714). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Moapa Valley CDP, NV as Very High (composite score 99.6), which is among the highest nationally. The strongest component scores on US5 are flood (99.6) and wildfire (99.1). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Moapa Valley CDP, NV show little to no average snow and around 6.3 inches of annual precipitation.

IRS migration statistics show a net inflow of about 144 for ZIP 89040 (Moapa Valley CDP, NV) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.