ZIP Code 88119 — Lake Sumner CDP, NM Demographics & Data

ZIP code 88119 covers Lake Sumner, NM in De Baca County with a population of about 1,467.

At a glance, the area shows median age of 28.9 versus a U.S. median of about 38.9.

It sits in telephone area code 575; U.S. House district NM-1; the ALBUQUERQUE - SANTA FE media market.

Median household income in ZIP 88119 is about $37,361 — about 50% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 22.2%; unemployment rate near 12.3%; 7.8% of adults with a bachelor’s degree or higher (about 25.9 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Agriculture, Utilities, and Construction; about 1.8% of workers reporting work-from-home (about 13.4 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $165,400 — about 52% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $487 (about 58% below the U.S. median rent ($1,163)), and owner-occupancy near 66.8% (about 1.4 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 88119 in Lake Sumner, NM, a household would need roughly $46,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,062. That is about 23% above the local median household income ($37,361), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Lake Sumner CDP, NM as Very Low (composite score 4.1), which is relatively lower than many U.S. communities. The strongest component scores on US5 are wildfire (77.4) and flood (11.5). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Lake Sumner CDP, NM show little to no average snow and around 14.6 inches of annual precipitation.

IRS migration statistics show a net inflow of about 46 for ZIP 88119 (Lake Sumner CDP, NM) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.