ZIP Code 87577 — undefined, NM Demographics & Data

ZIP code 87577 covers NM in Rio Arriba County with a population of about 577.

At a glance, the area shows median age of 38.3 (near the U.S. median).

It sits in telephone area code 575; U.S. House district NM-3; the ALBUQUERQUE - SANTA FE media market.

On socioeconomic markers, US5 shows a poverty rate of 73.7%; unemployment rate near 32.6%; 48.4% of adults with a bachelor’s degree or higher (about 14.7 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Retail trade and Transportation; about 3.0% of workers reporting work-from-home (about 12.2 points below the U.S. share (15.2%)); a mean commute of about 96.0 minutes (U.S. average near 26.8).

Median home value is about $328,600 — about 6% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 88.4% (about 23.0 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 87577 in NM, a household would need roughly $90,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,111. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for NM as Relatively Low (composite score 80.5), which is elevated versus much of the country. The strongest component scores on US5 are wildfire (96.2) and flood (88.4). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for NM show little to no average snow.

IRS migration statistics show a net inflow of about 18 for ZIP 87577 (NM) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.