ZIP Code 87558 — Red River town, NM Demographics & Data

ZIP code 87558 covers Red River, NM in Taos County with a population of about 1,050.

At a glance, the area shows median age of 60.4 versus a U.S. median of about 38.9.

It sits in telephone area code 575; U.S. House district NM-3; the ALBUQUERQUE - SANTA FE media market.

Red River, NM fits a retirement-oriented profile (high share of residents 65+ (35.6%)). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 87558 is about $46,794 — about 38% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 3.9%; unemployment rate near 0.0%; 52.6% of adults with a bachelor’s degree or higher (about 18.9 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Administrative support, Other services, and Real estate; about 9.7% of workers reporting work-from-home (about 5.5 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $429,500 — about 23% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $721 (about 38% below the U.S. median rent ($1,163)), and owner-occupancy near 60.8% (about 4.6 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 87558 in Red River, NM, a household would need roughly $118,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,759. That is about 152% above the local median household income ($46,794), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Red River town, NM as Relatively Low (composite score 74.3), which is elevated versus much of the country. The strongest component scores on US5 are wildfire (96.2) and flood (81.7). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Red River town, NM show little to no average snow and around 22.0 inches of annual precipitation.

IRS migration statistics show a net inflow of about 33 for ZIP 87558 (Red River town, NM) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.