ZIP Code 87505 — Santa Fe city, NM Demographics & Data

ZIP code 87505 covers Santa Fe, NM in Santa Fe County with a population of about 32,189.

At a glance, the area shows median age of 53.3 versus a U.S. median of about 38.9.

It sits in telephone area code 505; U.S. House district NM-3; the ALBUQUERQUE - SANTA FE media market.

Median household income in ZIP 87505 is about $75,912 — about even with the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 10.9%; unemployment rate near 5.7%; 54.3% of adults with a bachelor’s degree or higher (about 20.6 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Professional services, Healthcare, and Retail trade; about 20.8% of workers reporting work-from-home (about 5.6 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $484,100 — about 39% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,185 (about even with the U.S. median rent ($1,163)), and owner-occupancy near 59.0% (about 6.4 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 87505 in Santa Fe, NM, a household would need roughly $133,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,110. That is about 75% above the local median household income ($75,912), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Santa Fe city, NM as Relatively Moderate (composite score 86.0), which is elevated versus much of the country. The strongest component scores on US5 are wildfire (98.2) and flood (88.4). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Santa Fe city, NM show little to no average snow and around 14.7 inches of annual precipitation.

IRS migration statistics show a net inflow of about 1,016 for ZIP 87505 (Santa Fe city, NM) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.