ZIP Code 87305 — Pinehaven CDP, NM Demographics & Data

ZIP code 87305 covers Pinehaven, NM in McKinley County with a population of about 1,844.

At a glance, the area shows median age of 33.1 versus a U.S. median of about 38.9.

It sits in telephone area code 505; U.S. House district NM-3; the ALBUQUERQUE - SANTA FE media market.

Median household income in ZIP 87305 is about $47,727 — about 36% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 23.2%; unemployment rate near 13.5%; 6.0% of adults with a bachelor’s degree or higher (about 27.7 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Retail trade, Healthcare, and Food services; about 10.1% of workers reporting work-from-home (about 5.1 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $49,700 — about 86% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 96.9% (about 31.5 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 87305 in Pinehaven, NM, a household would need roughly $14,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $319. That sits below the local median household income ($47,727), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Pinehaven CDP, NM as Relatively Low (composite score 78.2), which is elevated versus much of the country. The strongest component scores on US5 are flood (86.8) and wildfire (78.7). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Pinehaven CDP, NM show little to no average snow and around 10.7 inches of annual precipitation.

IRS migration statistics show a net inflow of about 58 for ZIP 87305 (Pinehaven CDP, NM) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.