ZIP Code 87072 — Cochiti CDP, NM Demographics & Data

ZIP code 87072 covers Cochiti, NM in Sandoval County with a population of about 599.

At a glance, the area shows median age of 37.5 (near the U.S. median).

It sits in telephone area code 505; U.S. House district NM-3; the ALBUQUERQUE - SANTA FE media market.

Median household income in ZIP 87072 is about $49,688 — about 34% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 10.3%; unemployment rate near 12.7%; 9.7% of adults with a bachelor’s degree or higher (about 24.0 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Public administration, Education, and Healthcare; about 18.4% of workers reporting work-from-home (about 3.2 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $205,700 — about 41% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 92.9% (about 27.5 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 87072 in Cochiti, NM, a household would need roughly $57,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,321. That is roughly in line with the local median household income ($49,688). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Cochiti CDP, NM as Relatively Low (composite score 77.0), which is elevated versus much of the country. The strongest component scores on US5 are wildfire (93.6) and flood (84.3). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Cochiti CDP, NM show little to no average snow and around 11.8 inches of annual precipitation.

IRS migration statistics show a net inflow of about 19 for ZIP 87072 (Cochiti CDP, NM) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.