ZIP Code 85610 — Elfrida CDP, AZ Demographics & Data

ZIP code 85610 covers Elfrida, AZ in Cochise County with a population of about 708.

At a glance, the area shows median age of 47.9 versus a U.S. median of about 38.9.

It sits in telephone area code 520; U.S. House district AZ-6; the TUCSON (SIERRA VISTA) media market.

Median household income in ZIP 85610 is about $35,313 — about 53% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 32.4%; unemployment rate near 19.8%; 21.2% of adults with a bachelor’s degree or higher (about 12.5 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Other services, Public administration, and Retail trade; about 9.6% of workers reporting work-from-home (about 5.6 points below the U.S. share (15.2%)); a mean commute of about 161.0 minutes (U.S. average near 26.8).

Median home value is about $206,500 — about 41% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $394 (about 66% below the U.S. median rent ($1,163)), and owner-occupancy near 85.3% (about 19.9 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 85610 in Elfrida, AZ, a household would need roughly $57,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,327. That is about 61% above the local median household income ($35,313), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Elfrida CDP, AZ as Relatively Moderate (composite score 92.8), which is among the highest nationally. The strongest component scores on US5 are wildfire (99.2) and flood (93.8). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Elfrida CDP, AZ show little to no average snow and around 11.0 inches of annual precipitation.

IRS migration statistics show a net inflow of about 24 for ZIP 85610 (Elfrida CDP, AZ) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.