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Yuma city, AZ

ZIP 85364 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLarge CommunityLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 85364

Median Home Value
$204,300
Median Rent
$794
Affordability Snapshot
$56,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,312/mo PITI).

17%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.6x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

21.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 85364 in Yuma city, AZ, a household would need roughly $56,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,312. That is roughly in line with the local median household income ($57,497). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 13% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
59.1%-10% vs US avg
x
Vacancy Rate
13.2%+28% vs US avg
x
Broadband Access
85.2%-2% vs US avg
x
4+ Bedrooms
1.7%-89% vs US avg
x
Built Pre-1939
4.0%-69% vs US avg
x
Built Post-2014
0.2%-97% vs US avg
x
Rent Burden >30%
20.7%-58% vs US avg
x
Mortgage-Free
42.3%+11% vs US avg
x
$204,300
Home Value
$794
Rent
1983
Year Built
2016
Moved In

Residents have lived here since ~2016 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached54.6%
  • 1-unit attached4.3%
  • 2-9 units13.0%
  • 10+ units8.8%
  • Mobile home & other19.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$204,300
Median rent$794
Owner-occupied59.1%
Vacant13.2%
Price-to-income3.6x
Est. income to buy$56,000