ZIP Code 85364 — Yuma city, AZ Demographics & Data

ZIP code 85364 covers Yuma, AZ in Yuma County with a population of about 72,125.

At a glance, the area shows median age of 32.7 versus a U.S. median of about 38.9.

It sits in telephone area code 928; U.S. House district AZ-7; the YUMA - EL CENTRO media market.

Median household income in ZIP 85364 is about $57,497 — about 23% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 18.7%; unemployment rate near 8.9%; 17.0% of adults with a bachelor’s degree or higher (about 16.7 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Retail trade, and Public administration; about 6.0% of workers reporting work-from-home (about 9.2 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $204,300 — about 41% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $794 (about 32% below the U.S. median rent ($1,163)), and owner-occupancy near 59.1% (about 6.3 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 85364 in Yuma, AZ, a household would need roughly $56,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,312. That is roughly in line with the local median household income ($57,497). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Yuma city, AZ as Relatively Moderate (composite score 92.6), which is among the highest nationally. The strongest component scores on US5 are flood (91.0) and wildfire (59.2). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Yuma city, AZ show little to no average snow and around 3.2 inches of annual precipitation.

IRS migration statistics show a net inflow of about 2,419 for ZIP 85364 (Yuma city, AZ) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.