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Apache Junction city, AZ

ZIP 85120 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 85120

Median Home Value
$162,900
Median Rent
$842
Affordability Snapshot
$45,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,046/mo PITI).

19%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.0x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

16.1 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 85120 in Apache Junction city, AZ, a household would need roughly $45,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,046. That sits below the local median household income ($53,921), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 19% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
82.0%+25% vs US avg
x
Vacancy Rate
19.4%+88% vs US avg
x
Broadband Access
83.6%-4% vs US avg
x
4+ Bedrooms
1.2%-92% vs US avg
x
Built Pre-1939
1.1%-91% vs US avg
x
Built Post-2014
1.5%-78% vs US avg
x
Rent Burden >30%
28.4%-43% vs US avg
x
Mortgage-Free
57.9%+52% vs US avg
x
$162,900
Home Value
$842
Rent
1991
Year Built
2015
Moved In

Residents have lived here since ~2015 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached34.5%
  • 1-unit attached1.9%
  • 2-9 units3.9%
  • 10+ units4.0%
  • Mobile home & other55.6%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$162,900
Median rent$842
Owner-occupied82.0%
Vacant19.4%
Price-to-income3.0x
Est. income to buy$45,000